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Identity Theft Protection
Identity Theft of Medical Records

Medical identity theft involves using your name and other Identifying items (social security number, date of birth, etc.) to get drugs, expense medical treatment and even fraudulent insurance payouts. According to the national anti-fraud director of Blue Cross and Blue Shield, "An insurance card is like a VISA card with a $1 million spending limit." Research Conducted by World Privacy Forum suggests anywhere from 250,000 to 500,000 American has already been victims.

Medical identity theft occurs when, desperate people needing Health care, steal insurance information from acquaintances or relatives.

SIX WAYS TO PROTECT YOUR MEDICAL ID

1. Treat your insurance card like a credit card.

2. Watch out for "free" medical care - deal with a trusted care provider.

3. Read the "Explanation of Benefits - call about claims for services or drugs you don’t understand.

4. Request accounting disclosures - HIPAA gives you the right.

5. Check your benefits yearly, requesting benefits paid by your insurer.

6. Review your credit report. Fraudulent medical bills will turn up on your credit report.

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