Identity Theft Presentations and Identity Theft Resolution Insurance

1. Identity Theft Presentations

Platte Valley Bank has been a leader in the community providing educational seminars on Identity Theft and Fraud since 2004, and we will continue this service for civic groups, church groups, students and any other type of group that would be interested. There are no guarantees about avoiding identity theft.  It's important for you to know how to protect yourself. Education and awareness are the most powerful tools in the fight against identity theft. The more you know how to protect your identity and what to do if a problem occurs, the harder it is for identity thieves to commit their crimes.   Click below... to learn more about

Identity Theft Presentations by Senior Vice President Jacque Neu and Nebraska State Patrol Office Chuck Elley.

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2. Identity Theft Resolution Insurance

Platte Valley Bank would like to tell you about a FREE product, Identity Theft Resolution Insurance, for our individual checking account customers and their spouse. Call any Personal Banker or the Marketing Division for more details.

Becoming a victim of identity theft is a frightening and frustrating experience. Platte Valley Bank values you as customers. By providing Travelers Identity Theft Resolution Insurance, you will have the best resolution insurance in our region. Travelers and Platte Valley Bank will be there to help clean up your credit and get your identity back should an identity theft occur.

Hod Kosman
Chairman, CEO, President
Platte Valley Companies
Platte Valley Bank

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Beware of Census Scams
Census  workers will soon make the rounds in Wyo-Braska, and that opens the door for scammers who try to dupe unsuspecting consumers out of personal information.  If someone comes to your door asking for Social Security numers, bank account numbers, credit card information, or any personal information, do not give it out!  Census workers will not ask you for that information.  They should have a badge, a handheld device, a Census Bureau canvas bag and a confidentiality notice.  NEVER GIVE OUT PERSONAL INFORMATION!  Jan. 2010

Medical Identity Theft...
is a little-known but frightening type of consumer fraud that is on the rise. It involves using your name and other identifying items (social security number, date of birth, etc.) to get drugs, expensive medical treatment and even fraudulent insurance payouts.  Setting the record straigh can be extremely difficult, because it is dispersed among dozens of caregivers, from doctors to pharmacies to insurance company and labs.  Incorrect entries can prevent you from getting inusrance, disqualify you for some jobs, and even lead to injury or death.  According to Byron Hollis, national anti-fraud director of Blue Cross and Blue Shild... "An insurance card is like a VISA card with a $1 million spending limit."

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Telephone Scam Alert
DON'T EVER DIAL AREA CODES 809, 284, and 876.
According to industry experts, telephone fraud costs an estimated $4 billion each year. Communications become more high-tech, and people of all ages, income, education levels and lifestyles can be taken in by crafty crooks. So.
ALL CONSUMERS SHOULD BE WARY!
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Security Freezes
A security freeze lets consumers stop thieves from getting credit in their names. A security freeze locks, or freezes, access to the consumer credit report and credit score. Without this information, a business will not issue new credit to a thief. When the consumer wants to get new credit, he or she uses a PIN to unlock access to the credit file.
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Identity Theft Facts
Identity Theft is causing devastating damage to consumers throughout the world. A report estimates... more than 79 million records were compromised in the U.S. from January 1st thru December 18, 2007, nearly a 4-fold increase from nearly 20 million records in all of 2006; or 69 million more than in 2004.   In 2008 TJX, the parent company of T. J. Maxx, Marshall's Home Goods, and other retailers... disclosed in a Securities and Exchange Commission filing that more than 94 MILLION credit and debit card numbers had been stolen from its IT systems over an 18-month period.  

This implies almost a 100 percent certainty that you or someone in your family will be an identity theft victim sometime in your lifetime. To minimize identity theft risks, consumers must limit distribution of sensitive personal identifying and payment information.

Click here... to learn about other types of Security Breaches of Personal Information.